The full spectrum of property subrogation expertise

How much revenue is hiding in your claims?

More than most insurers expect. Recovery value in property claims is easy to overlook and hard to pursue well. Mitigateway helps P&C insurers see it, and act on it.

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AI claims reviewAdjustingForensic engineeringLegal strategy

The value is there. It is simply not being seen.

Most recoverable value in property claims is not lost at the negotiating table. It is lost at the start, in claims that were never flagged, flagged too late, or never investigated with the right expertise. Knowing where to look, and how to pursue what you find, is the hardest part of subrogation. It is the part we have cracked.

Getting it right early also keeps costs in check. Investigations are focused on the files that matter, and expenses go where they will pay off.

How we help

Two ways to work with us.

Our AI product

AI claims review

A mature AI product built for property claims. It reviews claims at scale, flags the recovery opportunities that manual review misses, and adapts to the realities of your book and your workflows.

Private and secure by design

It runs entirely within your own infrastructure, so your data never has to leave it.

  • Deployed in your own environment, under your controls
  • No outbound connections
  • No telemetry and no logs leaving your network
  • Verifiable by your own security team
Our team

Subrogation services

Adjusting, forensic engineering and legal strategy expertise, applied to whichever part of your subrogation you want to improve, from identification and investigation through to recovery.

Alongside your team

As much or as little as you need, on the parts of the work you choose.

Capabilities

One firm. The full spectrum.

Subrogation needs technology, investigation and legal judgment working together. We have all of it in-house, and we are happy to help with whichever part your operations need.

AI claims review

Our AI product reviews claims at scale and surfaces the opportunities that manual review misses.

Adjusting expertise

Adjusting experience across personal and commercial lines, from everyday losses to large, complex claims.

Forensic engineering expertise

Material science, mechanical, civil and structural, electrical and fire origin, so that cause and liability hold up.

Legal strategy

An in-house understanding of liability and recovery, so that each file is pursued on solid footing.

Where we fit

Stronger results, wherever you need them.

Subrogation is a chain. Most teams are strong at some links and stretched at others. We strengthen the links that matter most: AI to surface what is being missed, forensic and legal strategy expertise to determine what needs investigating and what can be pursued, or a broader hand in your operations where you want one.

  1. Step 1

    Identify

    AI claims review
  2. Step 2

    Investigate

    AdjustingForensic engineering
  3. Step 3

    Pursue & recover

    AdjustingLegal strategy

One link, several, or simply an outside view of where your operations stand, what is worth pursuing, and how. You choose the scope.

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Where to start

The number would surprise you. Let us find it.

Benchmark your performance

Tell us about your book of business and what you are trying to achieve, or let us know if you are not sure what is achievable. We will give you a realistic sense of the lift you should expect.

Talk benchmarks

See the AI in action

A walkthrough of our AI product on realistic property claims: what it flags, why, and how your team would work with it.

Request a demo

A closed-claim review

We look back at a sample of your closed property claims and show you what was recoverable, and what was left behind.

Ask about a review
Leadership

The people leading it.

Supported by a multidisciplinary team of adjusters, forensic engineers, claims specialists, AI experts and developers.

Nicolas Mayer

Chief Executive Officer

MBA.

Ben Desclouds

Chief Operating Officer

Forensic engineering background. Materials science engineering degree.

Zachary Cooper

Principal, Subrogation and Legal Strategy

B.Com., J.D.

Max Kabargine

Director of Claims Intelligence

Mechanical engineering degree. Adjusting background.

Subrogation is where we go deepest. It is not all we see.

Our expertise covers property claims leakage more broadly, meaning the ways claims cost more than they should. If you would like an outside view of your claims function as a whole, we are happy to talk.

Ask about a leakage review
Contact

Book a conversation.

Whether you would like to benchmark your performance, see a demo of our AI product, or explore a closed-claim review, thirty minutes is usually enough to see where the value is.

Or email us directly: sales@mitigateway.com